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Life, Health & Disability Peace of mind. We are well equipped to address your needs and those of your employees and their families for protection from medical costs and for financial security. The rising costs of medical insurance require ongoing review of the carriers, the coverage options, and a balanced cost retention plan. Health Making the right choice of benefit packages is more complex today. The conflicting goals of buying better coverage and doing so at a lower price is never easy and changes over time as your needs and the market conditions change. Consulting an expert can help prevent problems and retaining that expert if a problem arises later becomes invaluable. We represent Regence Blue Shield, Premera Blue Cross, Group Health, Aetna, United Healthcare, Washington Dental Service, and the other major insurers in Washington. We have the options and the knowledge to help you. Disability Insurance Plans Creditors rarely understand that they will not get paid because you are
off work because you are sick or injured. Disability insurance will bridge
the income gap and will leave you free to recover, not worry about the
monthly bills. We provide custom designed individual and group disability
contracts. If you are sick or injured, these policies will maintain your
standard of living. We represent the most competitively priced and highest rated insurance companies in the industry. For your individual policy or as part of your employee benefits program, we will meet your needs in a competitive and confidential manner. We find the best insurance company for you based on your age, health, & any special circumstances. We quote rates immediately in our offices. December
Health Insurance News The December Health Insurance News notes changes made to health and dental plans for the upcoming 2010 year. Carriers that have issued changes in their plans include: Regence, Washington Dental, Group Health, and Lifewise. It also contains information about how COBRA is affected by the American Recovery and Reinvestment Act and a notice of the start & end dates for the Medicare annual Election Period. An
Introduction to Health Insurance An introduction to Health Insurance is a quick and simplified introduction to the terminology surrounding the Health Insurance Industry. It covers the basic types of plans and many health insurance terms like “PPO” and “Maximum-Out-of-Pocket.” It does not offer complete or legal definitions of Health Insurance instead it introduces Health Insurance concepts in a simplified style for those who struggle to understand the industry’s terms. For any questions one should always consult professional advice. Contact our Benefits Staff for more information or a copy of our HIPPA statement.
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